Tips On Saving Money

Frugal Living Tips

1- Ask if there is a reward card program at all the stores you shop at. Most will have one and the savings can add up.

2- One of the easiest ways to save money is to stop (or drastically cut back on) eating out. For what you spend eating in a restaurant for one meal, you can probably make three meals at home.

3- Maintaining your vehicle can save you money because it will use less gas.

4- Go food shopping with a list but be flexible. A list can help you remember what you need and avoid unnecessary trip to the store but keep your eyes open for unadvertised sales.

5- If you're trying to cut expenses, go with the cheapest mobile phones. All you need is to be able to make and receive phone calls. While you're at it, shop around for the cheapest cell phone plans and you're all set!

6- Before you spend money on make up, check if the company has free beauty samples that you can try out before you spend money on a full size product. That way you can see if you like it before spening your money.

7. Having a birthday party? Don't spend money on expensive invitations! Use free printable birthday invitations and save money.

CoolSavings is a trusted name for consumers to find great savings. They offer money-saving grocery coupons, store coupons, baby coupons, online coupons, free stuff, and other great deals.

Click the banner below to start saving money today!

If you have a printer, you can use it to print free coupons from the internet and save money when you go grocery shopping. :) Coupons.com works with over 300 well known companies and there is no registration, no forms to fill out and no fees involved. Click the banner to start saving.

"There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it: spend less than you earn."
~ Paul Clitheroe

"Happiness is making the most of what you have."
~ Rosamunde Pilcher

"We can tell our values by looking at our checkbook stubs."
~ Gloria Steinem

"The amount of money you have has got nothing to do with what you earn.. people earning a million dollars a year can have no money and.. People earning $35,000 a year can be quite well off. It's not what you earn, it's what you spend."
~ Paul Clitheroe

1. Bring lunch from home instead of buying it. Plan it the night before so you're not rushed in the morning.

2. Combine errands to save gas. Map it out before you leave home.

3. Want to relax and watch a movie tonight? Borrow a DVD or video from the library instead of buying or renting one.

4. Go over your monthly expenses and see what you can downgrade or even eliminate.

5. Make your own gifts using inexpensive gift basket supplies.

Coupons - Four Tips to Save Big Money
By Joanne Greco

Who wouldn't like to save money when they go grocery shopping? The good news is, it's not as hard as you may think. It's heard some people say that clipping coupons takes time. Personally, I think it's worth my time to save the amount of money I do. Also, keep in mind that like everything, the more you do it the easier it becomes. After a while you'll work out a system that is right for you and it will become less and less time consuming.

Here are four tips to get you started using coupons.

1. The first thing you'll need to do is find coupons. Check your local Sunday newspaper for inserts. Not every newspaper has them, so take a peek inside before you buy. Once you find a newspaper that carries inserts, buy a copy each week. You might want to buy several copies so you have multiples of each coupon. (More about that later.) Coupons inserts are usually not available on the holidays, so avoid wasting your money of the newspaper that week. You can also print coupons out from the internet. This is a great way to pick and choose what you want. There are some resources for printable coupons listed below.

2. Now that you have your coupons, organize them in whatever way will be easier for you to keep track of them. You might try organizing them by expiration date or group them together by food type. You may change your method several times before you find one that suits you best.

3. The next time you go food shopping, take a look at the weekly store flyer first. Either pick one up at the store or check their website. Look it over for anything you need that might be on sale and make a note of it. Now check if you have any coupons for those products. Matching coupons to sale items can save you a great deal of money, especially when you do it on a regular basis. If you have more than one coupon for a sale item, use them. Do this only when you can be sure the items will be used before they expire or you can freeze them.

4. Repeat #3 for items that you don't need right now, but that you can stock up on. If you repeat this for just a few items each week (or month) you'll lessen the amount of items you buy at full price. This works great with canned goods, items that have long shelf lives or can be frozen.

Saving money doesn't have to be time consuming. Once you start a routine, it becomes easier and when you see the savings roll in, you'll wonder why you didn't start earlier.

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