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Travel Insurance: Necessary or Inflated Expense?

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Travel Insurance Covers More Than Disaster Contingencies!

 

When booking foreign travel with an experienced travel agent, you'll likely be encouraged to buy travel insurance.

It's literally pennies on the dollar of your major trip, so the added expense isn't much.

But too many travelers ignore this vital coverage thinking, "Nothing will happen to me." But then it does. Travel insurance covers more than just canceled trips or delays - it covers major emergencies.

You can have a heart attack anywhere. You might return from a peaceful nature hike only to find the capital city under siege from a revolutionary faction. Do you think this is far fetched?

Okay, consider this real situation.

In 2004, supermodel Petra Nemcova and her photographer boyfriend were enjoying a lush island resort off of Thailand when a tsunami hit with little warning.

She barely survived. He died. And many thousands of tourists and locals were displaced.

If a natural disaster happened while you were traveling to a distant land, how would you get home?

If you were injured, an air ambulance would cost upwards of $25,000 to $50,000 to bring you home. How would you pay for it?  Or, the question might be - could you pay for it at all?

Now you see why a paying few dollars for travel insurance could make a big difference in providing medical care or disaster evacuation without you having to mortgage your home just to get you back to safety.

Travel with Plenty of Peace of Mind 

Keep Your Personal Possessions Safe with Sturdy Luggage!

Willing to Roll the Dice and Gamble That You Won't Need Travel Insurance? 

If you aren't quite ready to take your chances against Mother Nature, visit the Global Travel Insurance site and see what you can do to prepare!

Multi-Trip Versus One-Time Insurance Needs 

International travel insurance

Travel insurance is the cheapest peace of mind you can purchase for your vacation.

If you have one big trip planned for the year, then you can buy coverage only for that trip. But if you travel several times annually, there's a better bargain with multi-trip insurance.

Whether you travel frequently for business or pleasure, multi-trip travel insurance keeps you covered without going through the application process each time. Multi-trip travel insurance covers as many trips as you take anywhere in the world.

For business travelers who may have to jet off to Europe for a meeting with only an hour's notice, this coverage is so convenient. Even if you live near the Mexican or Canadian border and make periodic trips across the border for business or shopping, your multi-trip travel insurance has you covered for a day trip or a stay of up to 30 consecutive days.

You can have fantastic medical insurance coverage plan, but it does you no good in a foreign country. Multi-trip travel insurance picks up and follows you around the globe whether you're traveling to tourist resorts or remote locations.

If you travel frequently, you'll also find the multi-trip travel insurance saves money over getting individual travel policies for each trip. Stop by the Global Travel Insurance Site to see which one meets your needs today!

What's Your #1 Reason for Considering Travel Insurance? 

Take the poll and then visit Global Travel Insurance to find out what plan best suits your needs!




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What You Need to Know Before You Buy Travel Insurance 

Travel insurance online..

The concept of travel insurance plans is great, but as with any insurance, you need to compare what you get for the money.

Start by looking at how the policy stacks up on essential features.

Deductible: Just like other types of insurance, travel insurance policies have a deductible. This is the amount you pay out-of-pocket before the travel insurance pays. The higher the deductible, the lower the premium, so if you can afford to pay more before coverage kicks in, then you'll be rewarded by a lower premium.

Coverage In-Force: You need to know exactly when the coverage becomes effective. If the travel insurance takes 24 hours to begin and you're leaving in two hours, that's a problem. Purchasing travel insurance online is fast, efficient and a confirmation is sent to your email address so that you can access it anywhere in the world where you can get online.

Coverage for Family or Groups: You can purchase travel insurance online for you and your family members or for your group if you're the travel coordinator. This saves time and provides duplicate coverage receipts sent by email and regular mail to each insured person.

Frequent travelers: If you plan several trips in a year, multi-trip coverage is ideal for you - one application for unlimited travel.

Visit the Policy Plan Page of Global Travel Insurance to compare each policy and determine what type of coverage best suits your upcoming vacation.

Important News for Those Considering Travel Insurance! 

Travel Insurance information



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Need to Plan a Vacation? 

After you choose your destination and travel arrangements, stop by The concept of Global Travel Insurance and get the coverage you need.

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ShortSaleRealtor

great lens 5 stars

Posted February 01, 2008

paulineyt

This is a great site! Fantastic information on travel insurance. I will check out the travel insurance sites you mention.

Posted January 11, 2008

BC

Good page!

Posted January 09, 2008

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Why Aren't More Americans Getting Travel Insurance? 

Make sure you are covered for medical emergencies overseas!

While it is reported that Americans spend approximately $1.3 Billion each year on travel insurance, many continue to not know about the importance of getting travel medical coverage while they are travelling abroad.


More Americans are purchasing
travel insurance
since the 911 terrorist attacks, but most of the polices
sold were trip cancellation policies which contained only a small amount of travel medical coverage - perhaps only $25,000. This would not cover a serious medical emergency outside of the United States, especially if they have to be evacuated. Many probably think that their domestic health plan covers them abroad and this is often not the case. Those domestic plans are not designed to cover Americans overseas and for only a few dollars a day, one can get travel insurance coverage online from web sites such as:




http://www.globaltravelinsurance.com


or

http://www.travelinsurancenow.com


If you are planning to travel abroad, make sure you get a travel medical and evacuation insurance plan that will cover you in the event of a sickness or
injury.
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