Find a Tulsa Dealer that Specializes in Special Finance

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Keep Tulsa car dealers that specialize in special financing honest. Many times what they say is just a come on to get you to come in.

They know that if you have bad credit and find a car that your really like many times you can find a cosigner to help you buy it.

This is a common tactic. I am going to show you how to get a decent car with payments you can afford from any Tulsa Oklahoma area dealer.

The Special Finance Bait and Switch 

Have you ever found something that you really liked or wanted but could not have? Tulsa bad credit car dealers know how to use this against you to force you to do things that you may not want to do. Here are some very common ways they use this against you.

  • Spot Delivery This is the practice of having you sign a contract for a car that you really like at a payment that is agreeable to you. Then a day or two later they are calling you to come back to the dealership to go over a few things. Then they either try to raise your payments or get you to take another car.


  • Get a Cosigner They will tell you all you need is a cosigner and then when it comes time to sign the papers only your "cosigner" is signing. So it does not help you build any credit at all. They know if you love the car you will work hard to get this fake cosigner.

    "Stay out of the Special Finance Traps
    Get preapproved"

    It is pretty easy to stay out of the special finance traps.. 

    Tulsa special finance dealers do not want you to get preapproved. They usually have 3-5 year old cars that qualify for special financing. These cars allow them to maximize their profit potential and keep from getting into a new car or a decent car with factory warranty.

    Click on the banner below to get preapproved and become a cash buyer. This allows you to buy a car any where you want not just dealers that specialize in bad credit car financing.

    Tulsa Bad Credit Preapprovals


    Get your Finances in Order 

    Having bad credit is not the end of the world. Not doing anything about it is. Here is some sound advice on helping you get your finances sorted out. If you follow this advice you will never need another bad credit auto loan again.

    Do you have some tips to give too? 

    Do you have any advice for people needing to get a car loan in Tulsa? Had a good or bad with a dealer in Tulsa and their special finance department?

    Shoot away leave your comments below.

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