Created by Amy_VanishMyMortgage
Amy Birkner has over 18 years professional experience in sales (inside and outside), management, healthcare, technology, training and customer relatio... (more...)
Learn how to become a Successful Independent Agent with United First Financial
March is a phenomenal time to become an United First Financial Independent Agent and introduce homeowners to UFirst's revolutionary Money Merge Account (MMA)!
With mostly bad news coming from the mortgage industry right now, it's refreshing to hear that United First Financial customers are reporting that their 30-year mortgage can be paid off in as little as 8 to 11 years, with relatively no change in lifestyle or refinancing of the existing mortgage.
The Money Merge Account rapidly reduces the principal of a homeowner's mortgage when used in conjunction with UFirst's revolutionary software program.
This breakthrough program was developed by a United First Financial team of financial experts after investing over $2,000,000 and two years of fine tuning the product.
Hundreds of thousands of Americans if not millions are struggling to keep up with their mortgage payments each month for one reason or another. The number is staggering. You can read more about this regrettable situation in my Mortgage Information Resources Squidoo Lens. The Money Merge Account potentially can help you from joining the ranks of those having trouble paying off their mortgage if you can qualify.
What are the advantages of the Money Merge Account? In other words...What's In It For ME?
- Potentially saves you thousands of dollars in INTEREST
- Pay off your mortgage and other debts in 1/3 to 1/2 the time
- Increase your cash flow and financial flexibility
- Create an emergency cash fund and/or reserve
- Potentially increase your credit score
- Potentially greater tax benefits (consult your tax advisor)
- Less stress...lower your debts, create harmony in your home!
- Tangible financial plan and budgeting tool
- You become the bank and let your money serve you...never refinance your mortgage again!
Some people (possibly with their own products to sell or agenda) say that all this is "too good to be true" or this "must be a scam." Well, I'm here to unequivocably tell you that the Money Merge Account system is the REAL DEAL and people's lives across the United States are changing for the better every day because of it!
***Be sure to check out the following lens: How to Vanish Your Mortgage Using United First Financial and United First Financial's Money Merge Account and learn more about the United First Financial program as well as request your FREE Money Merge Account Analysis.
***

However, as the title indicates, the focus of this Squidoo lens is learning how to become a successful Independent Agent with United First Financial. This is a phenomenal business opportunity so let's get started!
As an Agent, you'll teach homeowners through the United First Financial program and software, how to make their money work for them, rather than handing it over to the banks, and help people truly change their lives. This allows for true financial freedom, and opens up multiple opportunities for the future.
With the Money Merge Account Software, our United First Financial clients may visualize the impact of their various financial decisions while seeing the impact those decisions have on their total financial picture.
Helping clients change their financial outlook is so rewarding. Showing them the analysis, and watching their expression change as they realize the burden of 20-30 years of debt will be lifted from their shoulders is truly incredible!
This business is fun, financially rewarding, and so powerful. I love being able to help people and still be available to my family. Get in touch with me TODAY to allow me to help determine how United First Financial can affect you and your future.
Provided by Independent Agent of United First Financial #829290.
Warm regards!
Amy Birkner
Amy@VanishMyMortgage.com
Loan Officers, Realtors, Insurance Agents, Network Marketing Pros...
...Consider Offering the Money Merge Account to Your Clients
Moreover, because the mortgage interest savings are potentially substantial, many Agents benefit financially from a very high referral rate from clients.
If you're presently a loan officer, a real estate agent or broker, insurance agent, mortgage broker, and/or network marketer, then this business opportunity is worth checking out.
OR if you're looking for a business opportunity to build a high growth business with unlimited income potential with no monthly investment requirements other than your time and devotion, then look no further.
Agents are required to pass a certification test through the United First Online University. This qualifies them to explain the benefits of the Money Merge Account to their clients.
The management and advancement structures in the company are based upon those found in the Insurance Industry. I'll be happy to answer your questions regarding the income opportunities available to you.
If you're interested in discussing the United First Financial Business Opportunity please fill out the Agent Inquiry Form by clicking HERE or writing me at this address:
Amy@VanishMyMortgage.com
I look forward to hearing from you!
Build Your Business | Join Our Dynamic Team!
NOTE: I'm excited and proud at the same time to announce that new agents from Arizona, Georgia, Missouri, Illinois, Oregon, Nevada, Utah, Pennsylvania, Florida, California, Colorado, New York, Texas, and Michigan have recently joined our team.This is such an exciting and worthwhile business opportunity. You owe it to yourself and your family to check it out for yourself today. Take a moment and get in touch with me!
Like many of you reading this, probably, I've joined a number of organizations in the past, got excited about selling a product, but lost interest over time primarily because I couldn't get any help from those who sponsored me.
Our dynamic team is based in the area surrounding the United First Financial Home Office in Bluffdale, UT.
We collaborate with in-person meetings and multiple web based training opportunities, so you will be able to participate no matter where you are located. We'll also help set you up with a website comparable to VanishMyMortgage.com that will enable you to have a strong Internet presence and capture leads.
Our team comes from a variety of backgrounds, but we have a single purpose...to create for others the financial freedom that we are now experiencing. Together, we're making a difference in the lives of American families and that is so rewarding. Come check out the United First Financial business opportunity for yourself and start making a positive difference in your own and other people's lives. What Sets Our Team Apart From the Rest...

Who is Amy Birkner and
Why Should You Care?
Every potential customer that you encounter when presenting the Money Merge Account is going to think "Who are you and why should I care?"
Since I'm suggesting you join this team, here are some of my credentials and reasons for aligning yourself with my organization:
- Sales Professional. Draw upon my 18 years of professional sales, management and training experience in various industries.
- CRM Expert. I'll be able to help you with Customer Relationship Management techniques to help you make the most of your contacts.
- Tech savvy. I having taught numerous web development and Internet courses. I can help you get your United First Financial business on the Internet without making costly mistakes.
- Search Engine Optimization. I can show you the ropes in getting your UFirst business indexed in the major search engines. FYI, I'm the only agent out of 29,000+ signed up with UFirst that regularly (since May 2007) has not one, but two, placements in the first 10 free search engine results on Google for the keyword term "United First Financial." Perhaps you're reading this now because of one of those search results.
- Webinar Instructor and Trainer. I've conducted hundreds of Webinars and can teach you how to make sales and build strong client relationships without having to meet face to face using this medium. This will allow you to market and sell virtually anywhere without leaving your home or office.
- Proficient in capturing my own leads. I can show you step-by-step how to put together your own lead-generating system. You don't have to buy leads (unless you want to) or do cold-calling to succeed in this business.
- Top Notch Upper Management. We have experts in the financial and mortgage industries in our upline that can handle any question on mortgages or home equity lines of credit that you may encounter.
- At the top of our upline is one of the founding members of United First Financial, Mr. Steve Smith. He is a phenomenal leader as well as trainer and can provide unparalleled insights into this business from his 24 years of involvement in the financial planning business.
- Weekly training webinars are presented by leaders in the company including Mr. Smith that you can attend and improve your sales presentations and knowledge.
Help Homeowners Reduce Monthly Payments and Consolidate Other Debts
As an Independent Agent, you'll be helping homeowners reduce monthly payments and consolidate other debts.The Money Merge Account is much more than just an accelerated mortgage payment option. Other debts (e.g. credit card balances, personal loans, overdrafts etc.) can be transferred to the Money Merge Account - which means you benefit from paying less interest on all your debts instead of expensive, unsecured rates. The reduction on your minimum monthly payments can be significant.
And if you're concerned about rolling all your debts into one big balance, don't be. You'll be able to break your debts into individual repayment plans. So you can have a plan for your mortgage, a plan for your credit card balance, and a plan for your loan. We'll help you budget to pay off what you want when you want, and you'll be able to see each element of your debt falling month-by-month in line with your plans.
Request a FREE Money Merge Account Analysis Now
Please follow the directions below:

Welcome and thank you for your interest in the Money Merge Account! To have a FREE Money Merge Account analysis run for you, please proceed as follows:
1. Go to http://www.u1stfinancial.net/vanishmymortgage
2. On the United First Financial webpage that appears, you'll see on the left-hand side of the page a clickable link with white letters entitled "Free Money Merge Account Analysis"
3. Upon clicking that link, you'll come to page that is a worksheet. Normally this will take somewhere between 7 to 15 minutes to fill out.
4. After filling out the form, click on the "Submit" button found near the bottom right-hand corner of that page. The information that you provide will be sent to me for confidential review.
5. The results of the Money Merge Analysis Report will be based on the accuracy of the information provided and is only an estimation.
6. I will be able to show you using my webinar program on the Internet while we speak over the phone possible different scenarios to determine how much you may potentially save on your mortgage as well as the number of years it will take to be completely debt free.
7. You will be able to determine for yourself if this program is a good fit for you.
8. The results will be contingent on your following the Money Merge Account program's recommended action plan.
NOTE: We take your privacy very seriously. Your confidential information will never be sold or rented. In addition, you will NOT be asked for your Social Security Number nor will we run a credit check.
Question: Can't I do this myself without the software?
Answer: No.
I get asked this question from time to time usually from people who haven't done enough research about our product.If you were programmed and conditioned to calculate the exact amount of money to be transferred to your primary mortgage each and every month you might be able to do this yourself.
It is important to note that the Money Merge Account program is set up so that the maximum amount of funds are sent to principal, while the least amount is paid in interest. The Money Merge Account is a finely tuned system that is maximizing the power of your money.
There is much more involved here than just taking your discretionary income and applying it to your first mortgage each month. Using the Money Merge Account program will accelerate the payoff much faster than a monthly transfer to principal.
Underestimating the power of this program is easy to do and could cost you tens of thousands of dollars in interest.
Also included in this system is a real time "Financial Dashboard" that continually gives you feedback every time you make an entry into the software. This allows you to make better decisions when it comes to capital expenditures and planning for a better future.
The Money Merge Program does in fact help people change the way they look at becoming debt free in a positive and rewarding way.
Learn More About the Money Merge Account!
Check out these great lenses...do your research!
We continue to update the following lenses with the latest information regarding United First Financial. I hope you'll take the time to check out this potentially life-changing information.-
Pay Off Your Mortgage Early Using United First Financial
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If United First Financial could show you a way to be DEBT FREE and pay off your mortgage in 11 years or less on your current income without altering your current cash flow or changing your lifestyle, would that be worth an hour of your time? Man...
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Pay Off My Mortgage Faster!
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Would you like to discover how a company called United First Financial can help you pay off your mortage and other debts (credit cards, car payments, etc.) in as little as 8-11 years without increasing your income or changing your lifestyle? Le...
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Mortgage Information Resources
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A mortgage is one of the most significant financial decisions you'll ever make in your life. Paying it off once obtained is becoming a major hurdle for millions of Americans. In fact, 95% of American homeowners die still owing money on their pri...
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United First Financial
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Much has taken place in the relatively short history of United First Financial, one of most innovative American companies around today.After two years of researching the industry, Skyler Witman and John Washenko of Utah's Accelerated Equity initially...
Frequently Asked Questions
What is the Money Merge Account?
The Money Merge Account is an online account syste more...0 points
Does it make sense to move my savings accounts over to Money Merge Account?
Yes, in moving your savings into your Money Merge more...0 points
Do I make monthly payments on my line of credit?
Not in the traditional sense. You will use your li more...0 points
Why am I applying for a line of credit, and how is it associated with my savings and checking accounts?
The Money Merge Account Program uses the equity li more...0 points
Do I have to change banks?
It is not necessary to change banks. After signing more...0 points
Do you make payments for me?
No. We do not have any access to your accounts. Yo more...0 points
Do you have access to or control of my money?
No. You are the only person with access to your ac more...0 points
Do I pay interest on the equity line of credit?
There is interest charged on the line of credit. B more...0 points
Do banks offer this program?
No, they do not. The Money Merge Account utilizes more...0 points
Is there any risk involved?
From a financial standpoint, there is very little more...0 points
Can anybody qualify for the Money Merge Account?
It is important to go through a brief questionnair more...0 points
Do I have to refinance my existing mortgage loan to make this work?
No. It is not necessary to refinance your existing more...0 points
Will Money Merge Account work with an interest only or negative amortization payment on my primary mortgage?
Yes. In fact, Money Merge Account helps you to tak more...0 points
Effectively Using Webinars
A Major Key to Being a Successful UFF Agent
Effective communication is a necessity with your clients.Using a top notch Webinar Program is paramount in disseminating information and answering questions about the Money Merge Account and all it has to offer homeowners.
As a professional trainer for many years having conducted hundreds of webinars, I'll be able to assist you in putting together your Money Merge Account Webinar Presentations when you become a part of my team.
In case you weren't already aware, here are the two best Webinar Programs on the market today (in my opinion) for you to select from to implement into your business:
1. Go To Meeting: Online Meetings and Web Events Made Easy--Take advantage of Citrix Online's award-winning, easy to use Web conferencing services and give your visitors the power to conduct online meetings anytime, anywhere...
GoToMeeting--Unlimited online meetings with up to 10 attendees, all for one low flat rate.
GoToWebinar--Unlimited Webinars with up to 1,000 attendees for one affordable flat rate, plus a free GoToMeeting license. CLICK ON THE IMAGE BELOW FOR MORE INFORMATION ON BOTH OF THESE FINE PROGRAMS!
2. WebEx:
WebEx's MeetMeNow gives you unlimited, cost-effective, and easy-to-use web meetings on demand. Powered by WebEx's award-winning meeting technology, MeetMeNow is designed for small business and individuals. Click on the image below for more detailed information on this program.
Agent Spotlight -- Frank and Aida Dodaro
Frank & Aida joined my team in September 2007
"Aida and I discovered that we could pay off our 30 year mortgage in 14.1 years and save $358,262.65 in interest! AND WE DIDN'T HAVE TO REFINANCE OUR LOAN OR CHANGE OUR LIFESTYLE!"If you would like to learn how the program can work for you, simply activate the FREE MONEY MERGE ACCOUNT ANALYSIS link on our web page as your next step:
WealthCreationMentors.com
"If you have any questions in the meantime, you can either email us using the link below, or call us at: (951) 760-8758.
"We wish you our best and look forward to speaking with you!"
Frank & Aida
Great Resources
Fetching RSS feed... please stand byUnited First Financial Spotlighted in Broker Banker Magazine
United First Financial was honored earlier in the year as the Outstanding Company of the Month according to Broker Banker Magazine, a trade publication for home loan originators.There's a great article that goes into a lot of detail about UFirst and the Money Merge Account in this issue. I highly recommend that you take a few moments and check it out.
Here is the link to that article:
Broker Banker Article on UFF
The article runs from pages 5 to 11.
In fact, as you can see on the right, the cover of the magazine shows a nice picture of the UFF founders taken at the recent National Convention in Salt Lake City, Utah this past June.
United First Financial Co-Founder John Washenko is mentioned in the article. John sums up the Money Merge Account System best by stating that "What it does, is tie small little steps into powerful results. The Money Merge Account is putting your money back into your control and it helps you to make good financial decisions."
More on Mortgages from Wikipedia
A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.
The term comes from the Old French "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through foreclosure.
In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.
In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom, and the United States.
Great Stuff on Amazon
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!
Amazon Price: $11.53 (as of 05/09/2008)
Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money (Rich Dad's)
Amazon Price: $11.55 (as of 05/09/2008)
Cashflow Quadrant: Rich Dad's Guide to Financial Freedom
Amazon Price: $12.21 (as of 05/09/2008)
New Del.icio.us bookmarks on Mortgages
New EveryZing on Mortgages
- Morning News
- KXL-AM Morning News 09-May-2008 08:31:00 PDT [0:03:39] ... every body and the news is brought to buy Paramount at putting mortgage. Salas Portland's election headquarters in organs -- the spotlight today as two presidential candidate KS and visit Hillary Clinton will speak in ...
- News
- KOPB-FM News 09-May-2008 08:02:00 PDT [0:01:33] ... The good actors than 92% of all mortgage holders who are paying their mortgage on time. They're going to end up being liable for the year responsible actions of lenders and speculators. ...
- Morning News
- KXL-AM Morning News 09-May-2008 07:31:00 PDT [0:00:33] ... the nearly eight billion dollar loss. On problems in the sub prime mortgage. Industry to companies writing down assets linked to this mortgages Nancy lines from the newsroom at marketwatch.com. 728 -- expelled traffic and ...
- Speculation Over Speaker DiMasi
- Speaker Sal DiMasi is keeping a low profile, amid ethics questions and in the midst of lawmakers jockeying for his position. [0:02:59] ... three mortgages on this condominium the one of interest is the third mortgage which he got at below market rates. For 250000 dollars it was under written. By his personal accountant and former campaign manager ...
- Mortgage Bailout Bill
- Massachusetts Congressman Barney Frank talks with Dan about his mortgage bailout bill and President Bush's threat to veto it.
More on HELOC's from Wikipedia
A home equity line of credit (often called HELOC and pronounced HEE-lock) is a loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's equity in his/her house.
NEW: From Food Stamps to Six Figures is Cool!
I'm sure all those guys made tens of thousands of dollars with their launch. It wouldn't surprise me if some of the "gurus" made more than a million dollars.
But the thing I keep wondering is what happens to the little guy? Can just plain regular folks win with those kinds of launches?
Well, I just saw a short video that gives the FINAL answer on that question. And I have to admit, I found it really shocking.
I mean a guy with a crazy obscure niche going from the food stamps line to a six figure income?
You'll learn how John Gallagher went from food stamps to "six figures", and how he does an "automatic" product launch every month - learn how you can do it too.
Go watch the video now:
http://www.productlaunchformula.com?17678
One more thing before you go... you don't need to enter your email address to see the video - it's completely free.
But MAKE SURE that you do enter your email address anyway... the follow up "case study" is going to be even better than this first video.
Get the Product Launch Blueprint that will lead you step-by-step through planning and executing YOUR product launch.




