Being Debt Free Isn't Just a Dream Anymore! (with United First Financial)
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United First Financial and the Money Merge Account - Is It a Scam?
Paying off your mortgage in half the time and wrapping it all in a money account that acts like a checking account?
That sounds too good to be true.
So is it?
United First Financial is a solid financial institution that refuses to follow the stale and outdated mortgage formulas. The real "scam" is the way banks and mortgage lenders have treated consumers for generations.
Do the math. The bank loans $200,000 for your home knowing that you'll pay $231,000 at 6% interest on the term of the loan. That's like buying the house twice. That deal is stacked in favor of the bank, not the consumer.
United First Financial reworked the old loan formula so that the consumer takes control of the Money Merge Account with the choice to pay extra money against the principal, which immediately reduces the principal and results in lower interest payments over term of loan.
There's no need to spend fees refinancing for a lower interest rate. Just add money as many times as you want into your account. As long as you're in control of the account, you can change or add or move your money at will.
Scams take away control. So do banks. United First Financial wants you to control your money and have the home of your dreams with a lifestyle you can afford.
How Do Mortgage Acceleration Programs Benefit Consumers?
From uFirstForum.com
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How Do Mortgage Acceleration Programs Benefit Consumers?
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First time homebuyers are used to signing a 30-year mortgage note and just accepting this huge financial burden for decades. They don't complain - they just sign on the dotted line. Why? They sign because that's what American consumers have done for gen...
What Is the Money Merge Account and Why Should I Care?
The missing piece in the mortgage puzzle
You can have the home of your dreams without taking a second job and giving up a social life.In fact, you can buy that home and pay it off in half the time. If that sounds amazing, it's really just giving you a fair deal for a change.
Traditional bank mortgages are stacked heavily in favor of the bank. They lend you $200,000 knowing that they'll make $231,000 in interest. It's as if you bought two houses and gave away one!
Stop giving away your hard earned money to the bank!
United First Financial's Money Merge Account (MMA) is based on a consumer-oriented loan concept designed by Skyler Witman and John Washenko. They took a decade of skyrocketing success in mortgage lending and expanded the concept to an even more flexible and consumer-friendly Money Merge Account.
Millions of dollars and a staff of money management experts have added even more features that make it possible for you to buy a home and save money in the process. Paying off your home early means you have more for your retirement, more for the little luxuries you want, and more for life's unexpected twists and turns when you need it.
FREE Access for You Today:
Click Here to Watch the FREE Money Merge Account Video Tour!
The Money Merge Account Software, Coaching, and Education System
From uFirstForum.com
Do you feel like seminars are just sales pitches with stale coffee? Many are, but not at United First Financial. They connect with their clients in seminars all over the country that give solid information to help you save money.Seminars are an important part of consumer education because they know that the more you know, the more you save off your home mortgage interest. The Money Merge Account with the Advanced Line of Credit is for so much more than your mortgage.
It's for college savings funds, a trip around the world or for buying your own business so that you can retire comfortably. In seminars and online tutorials, you learn how to make your money work for you.
Thanks to the MMA software, you have a 24/7 instant online connection that gives you a status update on your account, advanced line of credit and home mortgage.
As you add more payments against the principal, it's automatically calculated so that your mortgage balance is decreased and you have new information on your interest savings.You'll also see paycheck deposits, automatic payments and current funds. At banks, only the tellers have this kind of information access.
United First Financial puts the power and the information in your hands - and anyone can do this with no special computer expertise required.
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How Can You Pay Down Your Mortgage Fast?
From uFirstForum.com
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How Can You Pay Down Your Mortgage Fast?
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Are you prepared to be surprised at the answer? United First Financial decided it's time to re-invent the wheel on mortgages. The tired old banking system is making the dream of homeownership harder to get every year. This company brought in a team of...
The Truth About United First Financial
From uFirstForum.com
Fetching RSS feed... please stand byPay Off Your Mortgage and Have More Money to Spend!
From uFirstForum.com
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Pay Off Your Mortgage and Have More Money to Spend!
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When interest rates rise, homeowners with adjustable rate mortgages start to panic. The bank's only answer is to refinance, which is going to cost more fees to mortgage the same property. If the same kind of shake down happened on the playground, we w...
A Money Merge Account Trumps an ARM Every Single Time!
An article by Wikipedia
An adjustable rate mortgage (ARM) is a mortgage loan where the interest rate on the note is periodically adjusted based on a variety of indexes.
Wiedemer, John P, Real Estate Finance, 8th Edition, p 99-105. Among the most common indexes are the rates on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR). A few lenders use their own cost of funds as an index, rather than using other indexes.
This is done to ensure a steady margin for the lender, whose own cost of funding will usually be related to the index. Consequently, payments made by the borrower may change over time with the changing interest rate (alternatively, the term of the loan may change).
This is not to be confused with the graduated payment mortage, which offers changing payment amounts but a fixed interest rate. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, negative amortization mortgage, and balloon payment mortgage. Adjustable rates transfer part of the interest rate risk from the lender to the borrower. They can be used where unpredictable interest rates make fixed rate loans difficult to obtain. The borrower benefits if the interest rate falls and loses out if interest rates rise.
Adjustable rate mortgages are characterized by their index and limitations on charges (caps). In many countries, adjustable rate mortgages are the norm, and in such places, may simply be referred to as mortgages.
The Money Merge Account
Questions About the Money Merge Account?
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Reply
- sweetpeaches77 sweetpeaches77 Sep 4, 2008 @ 10:27 pm
- Interesting offer, will see how it works out
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