What Is a Good FICO Score
What is a Good FICO Score? Generally speaking in order to qualify for credit cards and loans, your FICO score needs to be at least 600 though it may vary among different lenders.
There are many different types of credit scores. This is because different credit companies calculate your score differently. Because of this, if you are looking to find out what you're scoring is, get a credit report from all the different agencies. What score lenders look at depends on the lender. Some credit card companies will only look at one score while mortgage companies are most likely to look at all three scores.
It's important to know that your credit score changes as your credit changes. So if you pay off debts and loans, the score will improve. If you fail to make monthly payments, this could damage your credit score.
Some credit scores offered to consumers are just estimates. That means this is a different number from what the lenders are using. When a lender provides you with your FICO score, ask if that score is used by most lenders. If it isn't, it's probably an estimate.
FICO scores range from 350-800, with 800 being the best. The higher your FICO score, the better your credit report is. Most people fall in the 600s or 700s. Lenders view FICO scores of 700 and up a sign of a very good credit report and will most likely wish to work with that borrower. Anything below 600 tells lenders that that borrower is high risk and could turn down any applications for loans or credit, or penalize with higher interest rates.
If you want to give your FICO score a boost by up to 249 points, check out Credit Secrets Bible by Terry Price & Ryan Wright. They have put together a complete guide to show you how to increase your FICO score so much you can get approved for any credit card, auto or home loan within 90 days.
Raise Credit Score
Fetching RSS feed... please stand byGet Your Free Credit Report
Fico Credit Score
Your Credit Score, Your Money & What's at Stake (Updated Edition): How to Improve the 3-Digit Number that Shapes Your Financial Future
Amazon Price: $12.91 (as of 12/17/2009) 
Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future, 2nd Edition
Amazon Price: $14.81 (as of 12/17/2009)
7 Steps To A 720 Credit Score
Amazon Price: $29.95 (as of 12/17/2009)
Credit Repair Kit For Dummies (For Dummies (Business & Personal Finance))
Amazon Price: $16.49 (as of 12/17/2009)
You're Nothing but a Number - Why achieving great credit scores should be on your list of wealth building strategies
Amazon Price: $24.95 (as of 12/17/2009)
What Is a Good FICO Score
- Download TV Episodes
- Are you looking to download TV episodes of your favorite TV show such as Prison Break or Lost? If so, I highly recommend you check FastTVDownloads. Although you can download TV episodes on videos websites such as Youtube and Metacafe, you will probably notice you can only watch a few minutes of the
- Free Movies For The Zune
- Are you looking to download free movies for the Zune? Want to know where to download free Zune movies? I highly recommend iZuneAccess to download your zune movies. iZuneAccess is a zune download membership site where you pay a one time charge of $34.95 for unlimited use of the membership. You can do
- Best Paid Online Surveys
- The Best Paid Online Surveys Review Market research for companies has come a long way with the popularity of the Internet. They will pay for consumers to take online surveys. This allows them to get an idea of what consumers are looking for in the products and services they use. They use this inform
- Body Art Galleries
- Where To Find Body Art Galleries Getting tattoos has become extremely popular these days. North America alone has over 45 million people that have at least one tattoo. Because of the increasing popularity of tattoos, online tattoo galleries such as tattoo-chopper have also become extremely popular.
- Free Death Records
- Where To Find Free Death Records People sometimes want to conduct a search of death records to find out about their genealogy. Like just about everything else these days, these records are easily found on the Internet. One of the most comprehensive sites is DeathRecords.ws which has more than 77 mil
What Is a Good FICO Score
-
Reply
- Wills_Smith Wills_Smith Aug 19, 2008 @ 4:52 am
- A bad credit car loan is a kind of loan given to the borrower to pay for their car with a bad credit history background. As the lender is at a point of high risks in such loans, the interest rate is charged at a very higher rate in comparison to the other loans. Apart from that you need to do a lot of convincing to acquire a Bad Credit Auto Loans. The higher chance of attaining the loan is by providing collateral.
-
Reply
- driewe driewe Dec 15, 2007 @ 11:28 pm
- Sorry about that Ben, wrong url
Once A Year Free Credit Report
-
Reply
- driewe driewe Dec 15, 2007 @ 11:21 pm
- Awesome lens Ben
Check Out Once A
Year Free Credit Report
by ben_lee
(more)
Explore related pages
How to Get CACH LLC Off Your Credit Report- CACH LLC is a large junk debt buyer that purchases large portfolios of "bad...
Building Credit- Credit can be a valuable tool—if used properly and with control. I s...
Credit Facts- Welcome to CreditMagic.net's - Credit Facts. Below you will find common...
Credit and Lending- This lens will provide you with a huge list of links for credit and lending prog...
FICO Score- The FICO Score is a number calculated by the Fair Isaac Corporation (F...
Repair Credit- Unfortunately, many people suffer the negative impacts of bad credit. A bad cred...
