Why Charlie is a Liability to Life Insurance Companies?

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Why Charlie is a Liability to Life Insurance Companies!

Charlie Sheen would definitely have to buy High Risk Life Insurance
which would be substantially higher than normal.

Lots of factors go into the underwriting process after you recieve
a quote from your life insurance agent.

I want to go over a few of them specifically pertaining to Mr. Sheen
and address why they would jack up the premiums for him

Let's check it out and see WHY!!!

Think you know Charlie?

Let's see...

``***Chuck has only been doing things his way or the Long Island Expressway as of late.***``

Whether or not you're taking his side or even a loyal fan, you can make a good argument that Sheen is a talented dude with loads of cash to back him up.

This lens wants to touch on his personal life and how/why Charlie would benefit from a good life insurance, not to mention, a new life coach!

Does Charlie Sheen need help?

or is he just fine?

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Interview with Chuck

Not on Drugs guys...

What do you think?
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Missed some of Charlies Interviews?

This is part of what's being talked about

Some great Charlie Quotes
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Marriage/Spouses

Professional Husband

Sheen has tied the knot 3 times in his long glorious life. Unfortunately all 3 ended BEFORE death.

From answers.com
What is a Crime of Passion
"A crime committed under the influence of sudden or extreme passion. For instance, a man's attack on another person with an axe after that person insulted the attacker's wife might be considered a crime committed in the heat of passion. 3 So. 551. More frequently, killing an adulterer or adulteress upon the sudden discovery of adultery is characterized as a crime committed in the heat of passion.
There are 16,800 homicides and $2.2 million (medically treated) injuries due to intimate partner violence annually.

Relationships are tough. 3 tough relationships is really tough. Anything can happen, especially when you mix aldultery, drugs
and alcohol in the mix.

Bree Olsens take on it

Tell em Bree

Interview with Bree Olsen (porn star) that Charlie's seeing.
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Dates porn stars and hangs at brothels

Permusicuous!

Supposedly one of four Americans will contract sexually transmitted diseases at some point during their lives!

Some are fatal...
An estimated 1.8 million people died as a result of AIDS in 2009 alone.

That's the entire population of Amsterdam or Las Vegas...dead.

Education

Who needs school?

Did you know Charlie Sheen was expelled from Santa Monica high school? That's what I've read anyways. Lots of people drop out, but a smaller number are actually kicked out.

It's tougher to get ahead without a high school diploma. Service sector jobs might hire you, some won't.

Laborers, construction, plumber, union jobs, gardner, food or clothing retail shops, secretary at small businesses, you can become an entrepenuer though and start your own business, or get into movies, music, etc.

Better Intelligence = Better Investment.

Domestic Abuse

and in the red corner....

4 Years ago Brooke Mueller (Charlie's latest divorce) brought Charlie up on spousal abuse charges.

From Bumpshack.com

"Brooke claims Charlie pulled a knife and held it to her throat, threatening, "You better be in fear. If you tell anybody, I'll kill you. Your mother's money means nothing. I have ex-police I can hire who know how to get the job done and they won't leave any trace."

Apparently Brooke was so scared that she cried "Okay, I love You" over and over to get the ramped up Charlie to calm down.
And Yes there was indeed a knife found inside Chuck's travel luggage outside of their bedroom door.

If you're so inclined you can listen to the actual 911 call's audio here.

911 Audio

Brooke dials 911 on Charlie Sheen

What's the # for 911?

911 call in Aspen, Colorado.
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Right to bear arms

No pun intended!

While Kelly Preston was dating Charlie, he shot her in the arm with a .22 pistol! She had to get a couple stitches and the couple then broke up.

Supposedly, the couple had a break in to their home. Charlie grabbed his trusty piece to thwart off the intruder one evening. He says he left it in his pocket after dispatching the would be burglar, and when Kelly went to watch that pair of jeans a few days later, the gun discharged accidentally, ricochet off the toilet and landed in her bicep.

I don't know what the real story is, I had never heard it though. Either way, this charge would make you a liability for Life Insurance!

***FUN FACT***
Self Inflicted Injuries

50% of gun injuries are self-inflicted. The chances/statistics go up by 25% by just owning a gun and having it in your home. Also, while that stat reaches 50%, the self inflicted gun stat goes up by 32%

The Company you Keep

Friends speak a lot about you

"Mainstream news sources have referred to Alex Jones as right-wing, conservative, and a conspiracy theorist".-Wikipedia
He would probably say you're an idiot for listening to mainstream anything.

Whether or not you dig Alex Jones or even know who he is/what he's all about, you should know he's a controversial guy.
He's the dude that will stand out front of the white house gates with a mega phone and
call out the government on their corruption and lies. Check out infowars.com or prisonplanet.tv for some of his stuff.

Charlie's been on his show show recently and the two have been seem to be chums. I want to make two points here.
The company you keep affects the decisions you make and the situations you get into.

I would say Alex Jones would be considered High Risk in the eyes of Life Insurance Companies. This would increase the
cost to insure him. Charlie having Jones around him and participating in even more risky
behavior definitely would have to make him even more of a liability to Life Insurance Companies.

That being said, if anyone out there is informed, or at least think they are, strive to take an
active involvement in anti-government issues/rallies, and attempt to educate others by spreading
the word, know the drive that takes and the contempt that it brews up inside of you.

Does that possibly explain any of the recent interviews and ravings of Charlie Sheen? Eh....

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Charlie addresses President Obama

Charlie with Alex Jones

Charlie Sheen addresses the President about 9/11 in a special video message, shortly after releasing his "20 Minutes with the President," specifically addressing 20 key points that need to be answered by a truly independent investigation.
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Chasing the Dragon?

High on more than life.

Charlie Sheen uses drugs? Including cocaine?
What's that? He buys BRICKS of cocaine?
Gotta cost a lot of dough...

One Brick usually contains a kilogram of Cocaine.
Cocaine goes for about $50 a gram...
$50 x 1,000 = $50,000 for a kilogram

$50,000 per brick. Supposedly Charlie had a briefcase of cocaine bricks.
Do the math there. How many bricks of coke can you fit in a briefcase? 4? 5? 10?

Now, let's take a quick trip and see how the cocaine gets from the source to Charlie's Hotel
in the fabulous Las Vegas Palms.

Read clockwise
Photobucket

Talk about a life threatening habit! Dude...

the Children are our future

So we must support them for a long time

***According to the 2000 Census, the average US family size was 3.1 people.
(Wierd visual of the .1?)
The average number of children per all families was only .90 child.
We'll say 1 Child.
The average number of children in families with children was 1.86 children.
We'll say 2 children.

Charlie Sheen has 5 kids!

More than half (52%) of ALL families had no minor children at all.

How Much for Child Support?
In most states, the law puts a cap on the percentage of wages-around 40 to 50 percent
For the Sam and Lola, Chuck will pay 55,000 in child support.
The sum received by Denise for child support shall be the minimum received by Brooke for Bob and Max.

So $55,000 + $55,000= $110,000
That's a lot of $$$.

Great Child Support calculator

Other Celebs paying child support?

Just a few, none paying as much as Chuck though.

Eddie Murphy, $51,000 a month for his daughter with Spice Girl Mel B
When she's 18 years old total child support will be $10 Million!

P. Diddy's, $21,782 a month
to his ex-flame, totals $4.5 Million when all's said and done.

Jon Gosselin has to pay out the nose. Child support bills in the amount of $22,000 per month

Britney Spears $20,000 per month

Danny Bonaduce: $16,000 per month

Hanes?

Wait til we get our Hanes on you!

Nostalgic Hanes commercial with Michael Jordan
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Off/On the Wagon

My three best friends are Jack, Jim, and Johnny

Charlie Drinks alcohol...or did...not sure if he still does. Anyways

23 gallons of beer; 1 gallon of hard liquor; and 2 gallons of wine are consumed yearly on average by each adult American.

Americans spend over $90 billion dollars total on alcohol each year.

6.6% of employees in full time jobs report heavy drinking, defined as drinking five or more drinks per occasion on five or more days in the past 30 days.

The highest percentage of heavy drinkers (12.2%) is found among unemployed adults between the age of 26 to 34

In 2000, almost 7 million persons age 12 to 20 was a binge drinker; that is about one in five persons under the legal drinking age was a binge drinker.

43% of Americans have been exposed to alcoholism in their families.

Nearly one out of 4 Americans admitted to general hospitals have alcohol problems
or are undiagnosed alcoholics being diagnosed for alcohol related consequences.

So I think it's safe to say Charlie gets a pass on this one....Although if he has a life insurance policy,
his alcohol consumption (among many other things) would cause his premiums to go up

Pick your Poison

How much do you drink a week?

According to the previous module, Americans drink A LOT!
Remember that we're talking ounces of pure alcohol here.

1 Mug of Beer= 1 "drink"
1 Glass of wine= 1 "drink"
1 Shot of hard liquor= 1 "drink"

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Where Charlie got a great deal on Life Insurance?
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Prediction

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Duel Debate Module

Self Destruction for Charlie Sheen?

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He's reconstructing his life...He's just learning and changing bad things in his life...

He's lost his mind...How dare he complain when he pulls in such money and fame!

 

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Important!

The Most Important Thing!?!?!

Charlie kicked butt in Platoon and Young Guns....

“I've got Dragon Blood, man.”

I'm High on Charlie! 

So if the show continues...

Will it be called One and A Half Men?

Micheal Biene

Anyone remember him?
Johnny Ringo, Kyle Reece?

Even he thinks Charlie's lost it.

Emilio!!!

Emilio was stoked to hear Charlie
passed his drug test...

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Okay We're done here

by

Angela_Rosas

This Lens is about Charlie Sheen's Shenanigans and life struggles. Why is this all happening now? Is he a huge risk? Are you? What you want to kno... more »

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