Wireless Credit Card Processing

The alternative to traditional wireless credit card processing that I'm featuring today is called Accept By Phone

And aside from only being $5.00/mth at a 3.95% discount with no cancellation penalty - here's also why you might want to consider using a service like this, instead of going with the more costly wireless CC processing options...

If you're operating a business (or a service) where you need to get paid or collect on the spot, then you will save yourself a WORLD of trouble by accepting credit cards.

Why?

Because it allows your customer to be more flexible with their spending - AND - your accounts receivable issues will shrink tremendously. Not everyone has cash that they feel like departing with, but almost everybody has a credit card that they can use to pay for something when:

a) They Want To

b) They Have To 

In this case, "b" is most-likely the scenario in which this type of processing will be required. 

Now - why is accepting credit cards with a cell phone a better way of processing the payment than using a virtual terminal?

Well, this actually depends on the nature of your business - but if you have a business such as a landscaping service, where 99% of your customers will pay you "on the spot" as opposed to in the mail or at an office, but you're only going to be processing maybe 2 or 3 payments a day - then your business model is the perfect fit for a solution like Accept by Phone.

Here's why:

* Other "wireless" solutions that include a wireless terminal are really just an extension of a traditional merchant account - and with that comes all of the junk fees, hidden expenses and binding contracts (with EXPENSIVE cancellation penalties) 

* A Wireless Terminal is not nearly as reliable or affordable to use as your own cell phone. Especially if you're using a terminal that prints off receipts from a paper spool - which is normally a unique size that can ONLY be obtained from the issuing bank, for a price that's hideously expensive compared to the spools they sell at "Office Depot", and so on...

* Though a wireless terminal can be used to swipe the card - which means a slightly lower discount rate, usually - it also means that with the terminal/equipment lease, the statement fees and your monthly minimums, that you could be paying more than $65+ monthly just to have a fancy terminal that you might only use 15 times a month - or less.

Wouldn't it make more sense to use an automated processing service like Accept by Phone for only $5.00 a month and 3.95% a sale?

The only difference would be that you would simply call a 1-800 number, follow the auto-prompts to authorize and complete the payment, instead of swiping the card on a wireless terminal. It only takes about 40 seconds in total to use your phone to process a payment, in comparison to 25 seconds or whatever it might be with a terminal.

And if you just spent 7 hours trimming someone's hedges - or 2 weeks serving someone as an attorney - or a month acting as a consultant for a private client - is 15 seconds in processing time going to really make enough of a difference to be worth paying $65 (or more) per month?

It's reasons like this why I'd recommend using a service like Accept by Phone.

It's simple, it makes sense, and with it's scalable "fee" structure, it really only costs you when you use it.

See the entire cost-comparison chart at http://www.accept-by-phone.com/what-you-get.php