A Chapter 13 is NOT a bill consolidation loan, although many people look at it that way. Although it is a similar concept, a bill consolidation loan is money actually loaned to you to repay other creditors. In a Chapter 13, no money is loaned to you because you make your monthly payments to the Trustee, who disburses the money among your creditors. http://www.squidoo.com/Chapter-13-steps-and-changes Wed, 20 Aug 2008 21:10:49 -0600 FeedCreator 1.7.2 Sat, 09 Jun 2007 00:27:15 -0600 http://www.squidoo.com/Chapter-13-steps-and-changes A Chapter 13 is NOT a bill consolidation loan, although many people look at it that way. Although it is a similar concept, a bill consolidation loan is money actually loaned to you to repay other creditors. In a Chapter 13, no money is loaned to you because you make your monthly payments to the Trustee, who disburses the money among your creditors. Sat, 09 Jun 2007 00:27:15 -0600