Personally, I am a fan of credit cards.They have made my life easier in many ways. Like most credit card users, I am paying a lot in interest every month and I carry a pretty large debt. But, I refuse to complain about it. I chip away at the balance every month and sometimes due to seasonal slow-downs at work, I tend to lean on my plastic a little more than usual. So be it. It is my choice to carry debt and I am at peace with it. Credit is only a tool. It is neither good nor bad. ... http://www.squidoo.com/How-Do-Credit-Cards-Work Fri, 17 Feb 2012 20:17:39 -0600 FeedCreator 1.7.2 Thu, 03 Apr 2008 22:30:55 -0600 http://www.squidoo.com/How-Do-Credit-Cards-Work Personally, I am a fan of credit cards.They have made my life easier in many ways. Like most credit card users, I am paying a lot in interest every month and I carry a pretty large debt. But, I refuse to complain about it. I chip away at the balance every month and sometimes due to seasonal slow-downs at work, I tend to lean on my plastic a little more than usual. So be it. It is my choice to carry debt and I am at peace with it. Credit is only a tool. It is neither good nor bad. Much like alcohol, used in moderation, it can be a pleasant addition to your lifestyle. Or... You can go on a Spender-Bender and pave the road to your own destruction. It's up to you. Just take responsibility for your own actions, recognize that you will have to be strong to resist the temptation to over-spend and... If you find yourself in debt DON'T FREAK OUT! There is always a way out, but you have to have a cool head to sort it out. Set the intention to eliminate that debt and get to it. It may be slow going but you can do it. Chip away at it. Don't fret. Focus on your goal. Enjoy your life today (not ALL the fun stuff costs money!) And always remember... The Credit Card Companies are more than happy to wait for their money! PreapprovedCreditCards.info Thu, 03 Apr 2008 22:30:55 -0600