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        <title>Squidoo : Top 100 List</title>
        <description>Top 100 Consumer Credit Counseling lenses</description>
        <link>http://www.squidoo.com/browse/top_lenses/group/consumer-credit-counseling</link>
        <lastBuildDate>Sat, 26 Jul 2008 11:34:35 -0600</lastBuildDate>
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            <title>Credit Card Debt? Cancel it!</title>
            <link>http://www.squidoo.com/credit-card-debt-cancellation</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1532635_UE_Club.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p class=&quot;MsoNormal&quot;&gt;&lt;strong&gt;A real Eye Opener!  The true cost of your Credit Card!&lt;/strong&gt;&lt;/p&gt; &lt;p&gt;Most people use credit cards, but do they understand the charges involved? Apparently not.  The figures show that 50% of card users only pay the minimum balance every month. &lt;br /&gt;&lt;/p&gt;Armed with...</description>
            <pubDate>Thu, 24 Jul 2008 06:36:02 -0600</pubDate>
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            <title>Credit Card Offers</title>
            <link>http://www.squidoo.com/onlinecreditcardoffers</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1607429_hdr-left.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;So, you have decided you need a &lt;a href=&quot;http://creditdebtinformation.blogspot.com/&quot;&gt;credit card&lt;/a&gt;. However, you must remember that not all credit cards are created equally. Your friend's credit card doesn't mean that it is also the best for you. Before going to this bank and get its credit card, you mus...</description>
            <pubDate>Fri, 25 Jul 2008 16:17:16 -0600</pubDate>
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            <title>Hardship Letter</title>
            <link>http://www.squidoo.com/Hardship_Letter</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1848401_j0227733.jpg1202718001&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Several people have asked me about hardship letters. A hardship letter is a brief overview of how you arrived at such a difficult financial crossroads. Sometimes it's because of mounting medical bills, a job layoff, a divorce, or other serious setbac...</description>
            <pubDate>Sat, 19 Jul 2008 21:43:31 -0600</pubDate>
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            <title>Credit Card Debt Settlement Advice and Tips</title>
            <link>http://www.squidoo.com/credit-card-debt-settlement</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1398795_head.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;This lens is going to be regularly updated for people to get tips and advice concerning their debt situations. I have helped many people find a solution that has saved them a ton of money but also helped them become debt free and on the road to finan...</description>
            <pubDate>Wed, 26 Mar 2008 12:02:27 -0600</pubDate>
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            <title>Debt Freedom Tips</title>
            <link>http://www.squidoo.com/nodebt</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1284135_debt_free.gif1204771152&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;Are you &lt;a href=&quot;http://moneycentral.msn.com/content/Savinganddebt/Managedebt/P36229.asp&quot;&gt;Debt Free&lt;/a&gt;? As a parent of 3 children I want to be debt free. Let me share a few words which will give you a taste of what being debt free can mean for your family:  Wealth, freedom, security, and peace. How does that sound?&lt;br /&gt;&lt;br /&gt;Freedom f...&lt;/p&gt;</description>
            <pubDate>Thu, 24 Jul 2008 12:44:10 -0600</pubDate>
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            <title>Bankruptcy Questions</title>
            <link>http://www.squidoo.com/bankruptcyquestions</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1616861_bankruptcy.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;The very word &amp;quot;bankruptcy&amp;quot; puts fear into many people's hearts. For years, the word has been equated with being destitute, being unable to pay bills and being financially insecure. But is that all that &lt;a href=&quot;http://bankruptcyquestions.blogspot.com/&quot; title=&quot;bankruptcy&quot;&gt;bankruptcy&lt;/a&gt; is about? The truth of the...</description>
            <pubDate>Mon, 21 Jul 2008 11:29:01 -0600</pubDate>
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            <title>Personal Finance Budgeting</title>
            <link>http://www.squidoo.com/personalfinancebudgeting</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1607401_584264_savings_bank.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Few of us have any formal training when it comes to dealing with our finances. Most of us learn the hard way -- through the school of hard knocks. For some those lessons cost very dear in the form of bankruptcy and lost homes. Others are fortunate to...</description>
            <pubDate>Thu, 24 Jul 2008 14:02:40 -0600</pubDate>
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            <title>Property Foreclosure Process</title>
            <link>http://www.squidoo.com/propertyforeclosureprocess</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1907957_house_cover_flat.jpg1205935557&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Learn more about &lt;a href=&quot;http://answersaboutfamilyfinance.com/&quot;&gt;money management&lt;/a&gt; here&lt;br /&gt;&lt;br /&gt;Learn what to do when the outlook seems hopeless!&lt;br /&gt;&lt;br /&gt;Nothing can strike fear in your heart quicker than having a stranger appear at your front door, ask your name then hand you a ream of paperwork announcing, &amp;quot;Yo...</description>
            <pubDate>Tue, 22 Jul 2008 12:56:13 -0600</pubDate>
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            <title>Family Budget</title>
            <link>http://www.squidoo.com/familybudget</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1871881_cowbank.jpg1203913612&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they...</description>
            <pubDate>Fri, 25 Jul 2008 16:01:23 -0600</pubDate>
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            <title>Best Home Mortgage Deals</title>
            <link>http://www.squidoo.com/besthomemortgagedeals</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1872140_478790_loan_application.jpg1203921120&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;People will spend months or even years planning to buy their own home. They will work hard to build good credit. They will save a sizable down payment. They will search for the perfect house. Then they will settle for the first &lt;a href=&quot;http://answersaboutfamilyfinance.net&quot;&gt;mortgage&lt;/a&gt; they see.&lt;br /&gt;&lt;br /&gt;Wh...</description>
            <pubDate>Thu, 24 Jul 2008 15:33:23 -0600</pubDate>
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            <title>Your Personal and Business Credit Options</title>
            <link>http://www.squidoo.com/yourcreditcards</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1525848_new-chase-platinum-bus.jpeg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;IF YOU AREN'T GETTING JUST AS GOOD A DEAL WITH YOUR CURRENT COMPANIES AS WE HAVE LISTED BELOW, IT'S TIME FOR A CHANGE!!&lt;/p&gt;&lt;p&gt;These days, having a credit card is so important, not just for shopping but for memberships, reservations, or just getting yourself...&lt;/p&gt;</description>
            <pubDate>Mon, 21 Jul 2008 23:43:17 -0600</pubDate>
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            <title>Debt Consolidation: Helping You Become Debt Free</title>
            <link>http://www.squidoo.com/debt-consolidations</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1967282_1209587886470762freedomgz2.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;A series of debt can lead to a very difficult cycle of unmanageable finances. Find ways on reducing debt the cheapest way possible and enjoy financial freedom. Debt consolidation is a easy way to gain control over your finances and get out of debt.</description>
            <pubDate>Thu, 17 Jul 2008 22:27:45 -0600</pubDate>
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            <title>Credit Check</title>
            <link>http://www.squidoo.com/lineofcreditcheck</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1902214_cards.jpg1205539517&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Find more &lt;a href=&quot;http://answersaboutcredit.com/&quot;&gt;credit answers&lt;/a&gt; here&lt;br /&gt;&lt;br /&gt;How many credit cards do you have? If you are like most people it is probably too many.&lt;br /&gt;&lt;br /&gt;We've all been lured in by the siren call of better rates, special perks and rewards, or lower fees so that most Americans carry b...</description>
            <pubDate>Thu, 17 Jul 2008 06:16:36 -0600</pubDate>
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            <title>Best Credit Card Offers</title>
            <link>http://www.squidoo.com/whatarebestcreditcardoffers</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1902232_card.jpg1205540584&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Learn more about &lt;a href=&quot;http://officialcreditcardoffer.com/&quot;&gt;online credit card offers&lt;/a&gt; at here&lt;br /&gt;&lt;br /&gt;Stepping into the adult world presents a lot of new issues you may never have considered before. Among these new problems is how to establish credit. So many people find themselves ready to leave th...</description>
            <pubDate>Fri, 25 Jul 2008 11:21:51 -0600</pubDate>
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            <title>Car Loans Online</title>
            <link>http://www.squidoo.com/newcarloansonline</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1873337_add.jpg1203984366&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;People will spend months or even years planning to &lt;a href=&quot;http://answersaboutfamilyfinance.biz&quot;&gt;buy a car&lt;/a&gt;. They will work hard to build good credit. They will search for just the right make and model. They will scope out the various dealers and sales staff sometimes even comparing service depar...</description>
            <pubDate>Sun, 20 Jul 2008 18:34:51 -0600</pubDate>
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            <title>Identity Theft Protection And Prevention Program</title>
            <link>http://www.squidoo.com/identity-theft-protection1</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/images/defaultlenspic.jpg&quot; alt=&quot;this lens has no image&quot; class=&quot;lensNoPhoto&quot; /&gt;Identity theft prevention and protection are things that most people do not often think about until they are a identity theft victim.&lt;br /&gt;Identity theft is when someone uses your, name, social security number or credit card numbers to fraudulently purcha...</description>
            <pubDate>Wed, 04 Jun 2008 13:51:41 -0600</pubDate>
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            <title>Get Out of Debt with Debt Management - Debt Management on Squidoo</title>
            <link>http://www.squidoo.com/capc-debt-management</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1471536_family.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;Welcome to the &lt;a title=&quot;CAPC&quot; href=&quot;http://www.caprocessing.com/&quot; rel=&quot;nofollow&quot;&gt;Consumers Alliance Processing Corporation&lt;/a&gt; (CAPC) debt management lens.  We thank you for checking us out today.&lt;/p&gt;&lt;p&gt;Debt is a daily struggle for millions of Americans.  Don't let credit card debt or late payments ru...&lt;/p&gt;</description>
            <pubDate>Sat, 19 Jan 2008 20:05:00 -0600</pubDate>
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            <title>Personal Finance</title>
            <link>http://www.squidoo.com/loan-arrangers</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens2027146_1213256583personal-loans.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Personal loans are 'positive' for managing debt&lt;br /&gt;Taking out a personal loan could be a &amp;quot;positive move&amp;quot; for those consumers looking to consolidate their debt, an industry expert has revealed.&lt;br /&gt;&lt;br /&gt;According to Helen Saxon, spokesperson for the Finance and...</description>
            <pubDate>Thu, 12 Jun 2008 04:38:57 -0600</pubDate>
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            <title>Debt Consolidation</title>
            <link>http://www.squidoo.com/freedebtconsolidationprograms</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1488042_618061_wallet.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;If you have continually struggled to pay your credit card bills on time, consider using debt consolidation to simplify the process. Certain companies are able to combine your &lt;a href=&quot;http://answersaboutdebt.com&quot;&gt;debt&lt;/a&gt; into one single debt, thus enabling you to focus your time and energy...&lt;/p&gt;</description>
            <pubDate>Fri, 25 Jul 2008 15:24:59 -0600</pubDate>
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            <title>The borrower is slave to the lender!  Get yourself out of debt!</title>
            <link>http://www.squidoo.com/dumpdebt</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1483639_debt.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt; My family is working on getting ourselves out of debt &lt;a title=&quot;Follow us as we become debt free!&quot; href=&quot;http://www.dumpdebt.blogspot.com/&quot;&gt;(Follow us as we become debt free on our blog)&lt;/a&gt;.  It's not rocket science, but it takes a plan as I've found out. Fail to plan, plan to fail.  &lt;/p&gt;&lt;p&gt;     We, the Ameri...&lt;/p&gt;</description>
            <pubDate>Thu, 15 Nov 2007 10:12:03 -0600</pubDate>
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            <title>Essential Mortgage Advice</title>
            <link>http://www.squidoo.com/Essential-Mortgage-Advice</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/images/defaultlenspic.jpg&quot; alt=&quot;this lens has no image&quot; class=&quot;lensNoPhoto&quot; /&gt;&lt;p&gt;Essential Mortgage Advice - The Mortgage Advice Website That Safes You Money!&lt;br /&gt;&lt;/p&gt;&lt;br /&gt;&lt;p align=&quot;'çenter&quot;&gt;&lt;a href=&quot;http://mononom.com/mortgage-advice/&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Essential Mortgage Advice&quot; hspace=&quot;0&quot; src=&quot;http://mononom.com/mortgage-advice/images/mortgagebanhead510.gif&quot; align=&quot;baseline&quot; border=&quot;0&quot; /&gt;&lt;/a&gt;&lt;/p&gt;</description>
            <pubDate>Sun, 13 Jan 2008 14:26:39 -0600</pubDate>
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            <title>Search Scholarships Online - Prepare for College</title>
            <link>http://www.squidoo.com/searchscholarships</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1734593_1043_21_52---Newcastle-University_web.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Transitioning from high school to college can be a very confusing time. There is a lot to keep track of: school applications, essays, and tuition. Paying for school is one of toughest parts of the process because of the misinformation floating around...</description>
            <pubDate>Fri, 20 Jun 2008 00:07:23 -0600</pubDate>
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            <title>Easy UK Credit Card Applications</title>
            <link>http://www.squidoo.com/uk-credit-card</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1344897_resize.gif&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;Choosing the best credit card is a lot less complex than it appears. All it takes is a clear understanding of how credit cards work and how they fit into your lifestyle. While there appear to be dozens of different &lt;a title=&quot;Credit Card&quot; href=&quot;http://www.airaid.co.uk/&quot;&gt;credit card&lt;/a&gt; types on the market, th...&lt;/p&gt;</description>
            <pubDate>Fri, 29 Jun 2007 14:11:26 -0600</pubDate>
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            <title>Debt Consolidation: Everything You Need to Know</title>
            <link>http://www.squidoo.com/debt_consolidation_information</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens2027102_1213253099663828smilingyi3.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Unravel the benefits of taking debt consolidation. See how it can improve your credit rating and guide you to financial recovery. Free Debt Advice!</description>
            <pubDate>Sun, 29 Jun 2008 20:20:20 -0600</pubDate>
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            <title>Credit Cards Cash Back</title>
            <link>http://www.squidoo.com/credit-cards-cash-back</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens2081883_1216527406money-in-hand-small.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;One of the best ways to get some extra benefit from using our credit cards is to have a credit card which gives you cash back on purchases.&lt;br /&gt;&lt;br /&gt;For much more information on &lt;a href=&quot;http://www.creditcardexcitement.com&quot;&gt;credit cards with cash back, miles or rewards&lt;/a&gt;, visit &lt;a href=&quot;http://www.creditcardexcitement.com&quot;&gt;Credit Card Excitement&lt;/a&gt;.</description>
            <pubDate>Sun, 20 Jul 2008 00:18:53 -0600</pubDate>
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            <title>Getting A Home Mortgage</title>
            <link>http://www.squidoo.com/mortgageripoff</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1771234_PR_Headshot.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Ever buy or do something... wrong? Then, someone who's informed tells or shows you the &amp;quot;right&amp;quot; way to do it? Where were they when you really needed them?&lt;br /&gt;&lt;br /&gt;If you're in the market to buy or refinance a home, before you even think about talking to a lo...</description>
            <pubDate>Wed, 16 Jan 2008 19:50:25 -0600</pubDate>
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            <title>Ohio Mortgage Rates, Refinance, OH Home Equity Loans, OH FHA/VA Info</title>
            <link>http://www.squidoo.com/ohiomortgage-rates-homeequity-refinance-fha-va</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/images/defaultlenspic.jpg&quot; alt=&quot;this lens has no image&quot; class=&quot;lensNoPhoto&quot; /&gt;</description>
            <pubDate>Wed, 06 Feb 2008 10:45:40 -0600</pubDate>
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            <title>Mortgage Interest Rates</title>
            <link>http://www.squidoo.com/mortgage-interest-rates</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1343585_house.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Your guide to buying a home, maximizing your negotiating power, and selecting a mortgage that puts you in the driver's seat.</description>
            <pubDate>Fri, 10 Aug 2007 17:52:54 -0600</pubDate>
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            <title>Protect Yourself From Identity Theft</title>
            <link>http://www.squidoo.com/protect-yourself-from-identity-theft</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1474825_identity-theft.gif&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;A stolen identity. Sales made from your credit card. A ruined credit record.&lt;/p&gt;&lt;p&gt;The very toughest thing that we have to deal with in the digital age is identity theft. If someone gets enough info they can take over your identity and it is really hard to...&lt;/p&gt;</description>
            <pubDate>Thu, 27 Dec 2007 08:44:52 -0600</pubDate>
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            <title>Prevent Identity Theft</title>
            <link>http://www.squidoo.com/can-you-prevent-identity-theft</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1534128_identity-theft.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;Knowing how to protect yourself from &lt;a title=&quot;More about Identity Theft&quot; href=&quot;http://www.whostolemyidentity.com/&quot;&gt;identity theft&lt;/a&gt; should become standard procedure , especially for those who surf the Web. The Internet is fast becoming the number one way for thieves to steal your identity.</description>
            <pubDate>Thu, 20 Sep 2007 20:06:36 -0600</pubDate>
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        <item>
            <title>Just Say No to Debt</title>
            <link>http://www.squidoo.com/justsaynotodebt</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1467844_payoff.png&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;The abundance of consumer debt in this country scares me.  I often wonder how long our country can survive with such outrageous amounts of debt.  I will admit that I have often been guilty of overspending, and I do carry some consumer debt....</description>
            <pubDate>Thu, 06 Sep 2007 23:52:30 -0600</pubDate>
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        <item>
            <title>Debt Free Consolidation | Debt Consolidation | Credit Repair Information</title>
            <link>http://www.squidoo.com/debt-free-consolidation</link>
            <description>&lt;img src=&quot;http://static.squidoo.com/resize/squidoo_images/100/lens1428395_debt-consolidation.jpg&quot; alt=&quot;lens image&quot; class=&quot;lensPhoto&quot; /&gt;&lt;p&gt;We hope you find this lens a valuable resource.&lt;/p&gt;&lt;p&gt;See &lt;a href=&quot;http://www.debt-free-consolidation.com&quot; title=&quot;Visit us for debt consolidation, credit repair, debt management and debt reduction advice&quot;&gt;debt free consolidation&lt;/a&gt; for more in depth coverage of the topics of debt consolidation, managing debt and reducing debt.&lt;/p&gt;</description>
            <pubDate>Sat, 16 Jun 2007 22:55:21 -0600</pubDate>
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