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Say Yes to cheaper car insurance. We search a panel of more than 20 leading car insurance providers to find the best car insurance policy for you. Whether you require comprehensive cover, third party fire and theft or a third party only car insurance policy, you can be sure we'll do all we can to find you a very competitive online quote and cheaper car insurance premiums with yesinsurance.co.uk yesinsurance.co.uk

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There are three types of insurance to choose from and you should consider all the options to get the right type. Also, once you've chosen make sure you check your policy carefully, so you know exactly what you are and aren't covered for in the event of a claim.

Third Party

Third Party is the cheapest type of insurance and the minimum level you need to legally be able to drive on the roads. It covers you for any damage you cause to another person's vehicle and protection for any passengers in your car. Therefore, if you are in an accident and it is your fault, you will have to pay for any repairs to your own car yourself, as your insurance won't cover it.

It's generally the most suitable for those

With cars worth less than £1000
Aged under 25
Without a no-claims bonus
Or living in a high risk area
If you do fit into these categories the cost of the other types could be more than the car is worth.

Third Party Fire and Theft

Third party fire and theft has the same level of cover as third party insurance, however, self evidentially it also has the additional cover of assistance if your car is stolen or is set on fire. It's normally only slightly more expensive than third party, so it's often worth considering paying a little more for the extra protection.

Fully Comprehensive

This is the widest level of cover and therefore the most expensive. The big advantage is if you have an accident and it was your fault you will be able to claim the cost of repairing your own car as well as those of the other drivers.

The cover also includes accidental damage and vandalism, for example if somebody causes damage to your car when it is parked in the street and they then drive off. Plus you'll be able to drive hire cars or other people's cars if you have their permission, although this will probably only be Third Party.

Fully Comp is a good idea if your car is worth more than £1500 and gets more important the more valuable you car is. Many insurers will only offer fully comprehensive cover for higher value cars anyway.

There are a few ways of cutting the cost of fully-comprehensive cover, Tesco Value* insurance offers a comprehensive policy but limits the repairs to garages it has relationships with, which lowers the cost. However this doesn't automatically make it cheapest, ensure you first use the comparison sites in the Cheapest Car Insurance article to check.